Charles O'Neal is a USBC Board Member and President of the the Texas Association of African American Chambers of Commerce and was responsible for executing the mission of the nation's oldest and largest African American chamber of commerce. In addition to serving for 14 years as the Chamber's Vice President for Business & Economic Development, O'Neal has a long history of involvement in the Dallas community.
Recently Mr. O'Neal applied and was approved for the USBC Bank-Black Credit Card. When asked about the importance of the Bank-Black Card, here's what Mr. O'Neal had to say:
"Access to capital is #1 in USBC's 5 Pillars of Service. Since our first day of operation we've been working to find ways to increase the availability of capital for America's Black-owned businesses. The U.S. Black Chambers created a program that represents a breakthrough for Black chambers and our members nationwide."
Access to capital remains the #1 issue for Black entrepreneurs. To remedy this, the USBC's Bank-Black Credit Card is designed to help Black entrepreneurs obtain capital for personal or business use. When asked about the access to capital challenge facing many Black business owners, here's what Mr. O'Neal had to say:
"The USBC's Bank-Black card has relieved some of the access-to-capital barrier and made it less difficult for Black business owners to overcome the credit hurdle."
The USBC's Bank-Black initiative serves as a resource for African American Chambers of Commerce, and continues to help Black business owners access much needed funds for business or personal use.