U.S. Black Chambers, Inc.

The U.S. Black Chambers

Have you considered owning a business but want to avoid the risks of a startup? Are you looking to accelerate the growth of an existing business? Buying an existing small business with a proven business model and a record of profitability could be the path for you.

Live Oak Bank is an industry leader with a track record of empowering small business owners with the capital required to grow. Join this webinar with Live Oak Bank to learn the basics of financing a business acquisition.

Erin Andrew, Senior Loan Officer, Live Oak Bank

Erin Andrew joined Live Oak Bank with over 6 years at the U.S. Small Business Administration (SBA). Most recently she was Associate Administrator for Capital Access, where she oversaw the Agency’s lending efforts that included $100 billion of government loan programs for small businesses. She is also a Project Management Professional (PMP) and a Kauffman Fellow (Class 20).

Prior to her posting at SBA, Erin held positions as the Assistant Administrator for the SBA’s Office of Women’s Business Ownership where she oversaw the agency’s efforts to promote the growth of women-owned businesses. She was also Director of the Innovation Clusters and Skills Initiatives in the SBA’s office of Entrepreneurial Development where she worked to meet counseling and training needs of small businesses.

Prior to her work at the SBA, Erin was a senior policy analyst at the National Governors Association. She was also a senior consultant at Booz Allen Hamilton, where she counseled federal agencies on organizational change strategies and enterprise architecture. She also started a small business with her brother on their family farm in Indiana.

Erin holds a B.S. in business administration and ethics, and an M.S. in public policy and management, both from Carnegie Mellon University.

Yared Girmai, Loan Officer, Live Oak Bank

Yared Girmai is a Loan Officer with Live Oak Bank’s Inclusive Small Business lending team. His background includes consulting and federal contracting experience. Yared is a graduate of George Washington University with a focus on public administration and public/private partnerships.

Eric Rabinovich, Loan Officer, Live Oak Bank

Eric is a loan officer with Live Oak Bank’s Inclusive Small Business lending team. He joined Live Oak Bank with 10 years of diverse finance and operations experience spanning the public and private sectors. Most recently he worked as a Contract Specialist with the U.S. Food and Drug Administration where he solicited, negotiated, awarded, and administered a wide range of service and product contracts dedicated to protect the nation’s public health. Prior to that, Eric was a Senior Associate with the consultancy PricewaterhouseCoopers in their Public Sector Practice where he supported the Small Business Administration’s $25 billion Section 504 loan program as a key member of their Central Servicing Agent team. Eric earned his B.B.A at the University of Massachusetts Amherst with a focus on Investment Finance and Economics.

Amber Seira, Loan Officer, Live Oak Bank

Amber Seira (pronouns she/ her/ ella) is a financial services and government practitioner. Currently a loan officer at Live Oak Bank, Seira works with small business to help them understand the path to ownership. Prior to Live Oak Bank, Seira led small business initiatives for the governments of Peru and the United States. Seira is a Fulbright Scholar and graduate alumna of Indiana University

Live Oak Bank Presents: Growth Through Acquisitions

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As a business owner, your share in the business may be the single largest asset you have. The business is often the primary source of income that your family relies on for their current lifestyle. It is also likely the primary source of income and wealth you’ll need for retirement. The development of a comprehensive business continuation plan to help protect your business interest is critical for the future financial wellbeing of you and your loved ones.

Mary Grate-Pyos, MBA, considers herself a “Proud Geek in Pearls” and is determined to make a difference and have impact in the lives of others through financial literacy, simple wealth strategies and financial wellness discussion for peace of mind. .

As a MassMutual Financial Advisor for the past 17 years and as a Certified Family Business Specialist, her focus is assisting business owners and families in building a solid financial foundation and create strategies that protect assets, loved ones and build generational wealth.

Mary is a trained mathematician, earning her B.A. degree from Newberry College, Newberry, South Carolina, and earned her MBA from Syracuse University, Syracuse, New York. She has completed training in the Certified Leadership Development Program at George Washington University, Washington, DC, and completed training in “Resilient Leadership” from Babson College, Wellesley, Massachusetts.

She is an author; a former newspaper Columnist, and a former Financial Expert on the syndicated radio show, “Serving Up Soul with Dorinda Clark.”

She serves on the Board of Trustees at Newberry College; chairs the Financial and Women’s Ministries at her local Church; and is a past board member of the Greater Washington Chapter of the National Association of Women’s Business Owners (NAWBO) and Dress of Success – Washington, DC.

Mass Mutual Simple Strategies For Business Planning

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ByBlack Platform: Certify you Business as Black Owned

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Find out how to on board your business into the By Black Platform.

You deliver your best. It’s time for more customers to experience it.

Expand your reach and connect with customers and national brands searching for exactly what you offer by adding your Black-owned business to ByBlack. Powered by the U.S. Black Chambers, Inc. and presented by American Express, ByBlack is an extensive national Black-business directory, plus certification platform used by customers ready to shop and adopted by major corporations looking to connect with you for contract opportunities. Whether you're a business owner or lover of great finds, sign up and shop now!

ByBlack Platform: On Boarding Your Business

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Mary Grate-Pyos, MBA, considers herself a “Proud Geek in Pearls” and is determined to make a difference and have impact in the lives of others through financial literacy, simple wealth strategies and financial wellness discussion for peace of mind. .

As a MassMutual Financial Advisor for the past 17 years and as a Certified Family Business Specialist, her focus is assisting business owners and families in building a solid financial foundation and create strategies that protect assets, loved ones and build generational wealth.

Mary is a trained mathematician, earning her B.A. degree from Newberry College, Newberry, South Carolina, and earned her MBA from Syracuse University, Syracuse, New York. She has completed training in the Certified Leadership Development Program at George Washington University, Washington, DC, and completed training in “Resilient Leadership” from Babson College, Wellesley, Massachusetts.

She is an author; a former newspaper Columnist, and a former Financial Expert on the syndicated radio show, “Serving Up Soul with Dorinda Clark.”

She serves on the Board of Trustees at Newberry College; chairs the Financial and Women’s Ministries at her local Church; and is a past board member of the Greater Washington Chapter of the National Association of Women’s Business Owners (NAWBO) and Dress of Success – Washington, DC.

Mass Mutual Financial Wellness For the Black Business Owner

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IFA Presents : Growth In Franchising First Steps To Make It Happen

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